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Synchrony Promotion Options

Synchrony Bank provides you with a variety of promotional offers designed to fit specific financial needs. The promotional option available to you are listed below.

Reduced APR with Fixed Payments promotional options are great choices if you are looking for a lower APR with predetermined payments to allow you to fit the purchase into your budget. Synchrony Bank offers your contractor two of these promotional options to best fit your needs.

Plan 800 Reduced 7.99% APR and fixed monthly payments equal to 1.25% of promo purchase amount -Until Paid in Full. 1

  • On purchase with your Synchrony Bank credit card. $29 account activation fee will apply. Estimated payoff period 115 months. See below for additional information.

Plan 801 Reduced 5.99% APR and fixed monthly payments equal to 2.00% of promo purchase amount -Until Paid in Full. 2

  • On purchase with your Synchrony Bank credit card. $29 account activation fee will apply. Estimated payoff period 115 months. See below for additional information.

The Equal Payment No Monthly Interest option is a great choice if you are looking for no monthly interest and can support the monthly payments associated with this promotion.

Plan 802No Monthly Interest and fixed monthly payments equal to 4.00% of promo purchase amount -Until Paid in Full. 3

  • On purchase with your Synchrony Bank credit card. $29 account activation fee will apply. Estimated payoff period 25 months. See below for additional information.

Save your cash by deferring interest during the promotional period. The Deferred Interest promotional option is a great choice if you will have funds to pay the balance in full by the end of the promotional period.

Plan 803 No Monthly Interest if Paid in Full Within 18 Months (Deferred Interest). 4

  • On purchase with your Synchrony Bank credit card. Monthly interest will be charged to your account from the purchase date if the promotional purchase is not paid within 18 months. $29 account activation fee will apply. Fixed monthly payments are required equal to 2.50% of the highest balance applicable to this promo purchase until paid in full. See below for additional information.

 

 

 

Supporting Promotional Disclosures 1 Offer applies only to purchase made with your Synchrony Bank credit card. Monthly interest will be charged on promo purchase from the purchase date at a reduced 7.99% APR, and fixed monthly payments are required equal to 1.25% of the initial promo purchase amount until promo is paid in full. The fixed monthly payment may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 26.99%; Minimum Monthly Interest charge is $2. Account Activation Fee is $29. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. 2 Offer applies only to purchase made with your Synchrony Bank credit card. Monthly interest will be charged on promo purchase from the purchase date at a reduced 5.99% APR, and fixed monthly payments are required equal to 2.00% of the until promo purchase amount until promo is paid in full. The fixed monthly payment may be higher  than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 26.99%; Minimum Monthly Interest charge is $2. Account Activation Fee is $29. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. 3 Offer applies only to purchase made with your Synchrony Bank credit card. No monthly interest will be charged on promo purchase and fixed monthly payments are required equal to 4.00% of the initial promo purchase amount until promo is paid in full. The fixed monthly payment may be higher than the minimum the payment that may be required.  If the purchase was a non-promotional l purchase. Regular term accounts apply to non-promotional purchases.  For new accounts: purchase APR is 26.99%; minimum monthly interest charge is $2. Account Activation Fee is $29. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. 4 Offer applies only to purchase made with your Synchrony Bank credit card.  No monthly interest will be charged on promo purchase if you pay the promo purchase amount in full within 18 months. If you do not, monthly interest will be charged on the promo purchase from the purchase date. Fixed monthly payments are required equal to 2.50% of the highest balance applicable to the promo purchase until paid in full.  Regular account terms apply to non-promotional purchases and , after promotion ends, to promotional purchases, except that the fix monthly payment will continue to be required until the promo purchase is paid in full.  For new accounts: purchase APR is 26.99%; minimum monthly interest charge is $2. Account Activation Fee is $29. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.